Personal Injury Settlements
A personal injury case is a civil case where someone who’s been harmed files a lawsuit seeking compensation from the person believed responsible for the harm. Periodic payments from a structured settlement can help the recipient pay for medical expenses or other long-term costs.
The Legal Principle of Negligence
A personal injury case arises when someone gets hurt and another person or company may be legally responsible for causing the harm.
Some of the most common personal injury cases include:
Medical malpractice
Products liability
Wrongful deaths
Workplace accidents
Defamation
Assault
However, the most abundant type of personal injury claims are automobile accidents — more than six million accidents are recorded annually.
Although the most obvious cases involve getting hit by a car or slipping on a wet floor, personal injury law covers much more than just literal physical injuries. Any damage to the physical, mental or emotional outlook of a person can be defined as a personal injury if the damage was caused by someone else doing something wrong or not doing something they should have.
For example, a personal injury may be a long-term illness caused by a toxic consumer product or as a side effect of a drug. It may even involve the suffering that comes from a person’s reputation being ruined.
When a personal injury case goes to court, the person who was harmed is called the plaintiff, and the person or company who caused the harm is called the defendant.
source : https://www.annuity.org/structured-settlements/personal-injury/
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